The Most Promising Chilean Startups for 2026 by Cuantico VP

Mexico City, 14 November 2025. In recent years, Chile has cemented its position as a key innovation hub in Latin America, fostering startups that are not only redefining industries but also attracting the attention of leading international investors.

In 2024, Chile’s venture capital ecosystem showed signs of maturity: according to LAVCA, the country recorded USD $205 million in investments, ranking as the sixth-largest Latin American market for capital raised.

This progress is the result of public-private leadership, with CORFO playing a historic role and international funds participating strategically to foster the emergence of companies focused on efficiency, resilience, and sector-wide impact. Chile exemplifies the region’s “camel” trend, prioritizing sustainability and responsible growth over rapid expansion.

Cuantico VP’s perspective on the country 

Cuantico VP’s selection of the Top Startups to Watch Cuantico VP is based on various criteria and factors that come together to spotlight the country’s most outstanding companies. According to Jose Kont, the firm’s CEO, “We look for companies with founding teams that have a proven track record of execution, truly disruptive technological innovation, and traction metrics validated by the market. Above all, we value their potential to transform industries and attract institutional capital—with backing from rounds led by regional funds and accelerators—as well as their potential to create multiplier effects across the regional ecosystem.”

As part of ETM / Impactaland, Cuantico VP will present details on how this ranking was compiled and the companies recognized. More details and event information are available at the link: Chile’s Top Startups to Watch for 2026.

SaaS / Artificial Intelligence

This category brings together startups offering software-as-a-service (SaaS) solutions and artificial intelligence (AI) platforms to automate and optimize business processes. These companies use advanced technology to transform key areas such as sales, people management, payment collection, and restaurant administration, enabling greater efficiency, better decisions, and scalability.

diio - Conversation Intelligence for Sales

What does it do? diio is an AI-native platform for consultative sales teams. It acts as an AI-powered sales assistant, listening to meetings, calls, and messages to provide real-time feedback, automate tasks such as CRM updates, and suggest specific actions to close more deals.

Key fact: In just one year after launch, diio achieved monthly growth of 25% and was selected by Amazon AWS in 2024 for its incubator from among more than 4.700 startups. The startup serves more than 200 companies in Latin America, including Buk, Xepelin, Fintoc, Vambe, and Betterfly.

Funding raised: USD $3.25 million in total. A USD $750,000 pre-seed round in 2024 (Fen Ventures), followed by a USD $2.5 million seed round in May 2025 led by Base10 Partners.

Rankmi - Human Capital Management Platform

What does it do? Rankmi is a comprehensive AI-first platform that applies artificial intelligence to every HR process, automating all people management activities in one place. From payroll, talent, and benefits to communications, it frees teams from repetitive tasks and brings all their data together in one place.

Key fact: Rankmi merged with Osmos, a Mexican HCM and payroll provider, in 2023, strengthening its position as a leader in Mexico’s Modern HR Tech segment. In 2025, Rankmi celebrated its 10th anniversary by closing a USD $11 million Series A extension and consolidating its AI-first model.

Funding raised: Approximately USD $59 million in total. A USD $48 million Series A led by SoftBank Latin America Fund (2023), which included the merger with Osmos, followed by a USD $11 million Series A extension led by Kayyak Ventures (October 2025).

AgendaPro - Appointment Management Software

What does it do? AgendaPro enables business owners to accept online payments from customers and easily book appointments. It is an all-in-one platform for appointment-based service businesses that streamlines daily operations with features such as online booking, automated reminders, marketing campaigns, integrated payments, management reports, and tools tailored to local regulations, such as electronic invoicing.

Key fact: AgendaPro has more than 20,000 active businesses in the region and annual revenue of USD $10 million. The startup launched “Julia,” an AI-powered virtual receptionist that answers customer inquiries in real time, manages schedules after business hours, and provides uninterrupted service.

Funding raised: USD $35 million in a Series B (August 2025).

Investors: Riverwood Capital (lead), Kayyak Ventures, among others. 

Toteat - Restaurant Management Software

What does it do? Toteat is an all-in-one SaaS platform that provides real-time POS management, reporting, inventory management, and restaurant process management. It enables restaurants to digitize orders, inventory, payments, and multi-location management in a single system, processing more than 100 million restaurant orders per year.

Key fact: Toteat serves more than 4,500 customers and 250,000 active users throughout Latin America. The company is making a major push to expand its product by incorporating AI into its internal processes and software to develop solutions that optimize restaurant management.

Funding raised: USD $7.4 million in its most recent round (September 2025). It previously raised USD $3.5 million.

Investors: Taram and Morro Ventures (leads of the latest round).

Magnar AI - AI Legal Assistant

What does it do? Magnar AI is a legaltech platform that improves lawyers’ work with AI. The system is trained on millions of regulatory and legal documents (legislation, Supreme Court rulings, SII, CMF, the Comptroller General’s Office, and the Constitutional Court) to provide highly reliable answers, offering tools for case summaries, legal research, drafting lawsuits, and an AI assistant chatbot.

Key fact: Despite having been founded just five months ago, Magnar AI achieved month-over-month growth of 100% and has more than 5,000 registered lawyers, including 100 individual customers and 30 corporate accounts. The startup projects that it will surpass USD $1 million in annual recurring revenue in the first quarter of 2026.

Funding raised: USD $300,000 in a pre-seed round (October 2025).

Investors: Buenaonda (an investment vehicle of Cornershop’s co-founders), Platanus Ventures, Punto Cero Ventures, and prominent angel investors from the region. 

Fintech

This category includes companies developing technology platforms to optimize financial services and democratize access to credit and banking products. These startups leverage digital technologies and data analytics to make financing and payment processes faster, more accessible, and more secure for both businesses and consumers.

 Toku - Payment Collection Platform

What does it do? Toku is a SaaS accounts receivable platform that is redefining payment collection in Latin America through PRM (Payment Relationship Management). It helps companies automate revenue and deliver frictionless payment experiences by integrating with ERP systems, banks, and payment rails to automate collections and manage payment processes.

Notable achievement: With this round, Toku and its CEO, Cristina Etcheberry, secured the largest Series A ever raised by a woman founder in Latin America. In 2024, Toku doubled its revenue, tripled its total payment volume, and posted a net dollar retention rate of 160%.

Capital raised: USD $55 million in total. Initial Series A of USD $9.3 million (April 2024) and Series A extension of USD $48 million (April 2025).

Investors: Oak HC/FT (lead), Gradient Ventures (Google), F-Prime Capital, Clocktower, Y Combinator, Honey Island.

Creditú — Home Financing Fintech

What does it do? Creditú is a fintech platform that provides access to home financing, specializing in down payment loans and mortgages. It enables families without sufficient savings to speed up the purchase of their first home by as much as 11 years, using AI-powered credit analysis to approve applications up to four times faster than traditional banks.

Notable achievement: Since its founding in 2017, Creditú has originated more than USD $800 million in loans, helping more than 12,000 families in Chile, Brazil, and Peru access homeownership. In 2024, 55% of its clients were female heads of household, 14% were immigrant families, and nearly 90% of its clients in Chile came from low-income communities.

Capital raised: USD $6 million in Series A (October 2025).

Investors: Alive Ventures (lead), L4 Venture Builder (co-lead).

Healthtech & Biotech

This vertical brings together startups innovating in biotechnology and healthcare, developing disruptive technologies that impact agriculture, aquaculture, nutrition, and wellness. Their offerings aim to transform traditional processes through sustainable, efficient solutions such as lab-grown ingredients, treatments for fish, digitized medical services, and health reimbursements.

Luyef — Cellular Agriculture Biotechnology

What does it do? Luyef is a pioneering deep biotech startup developing precision fermentation and cell-based technology solutions. It develops technologies to scale cultivated meat production to industrial levels, using precision fermentation to produce animal proteins. Its TAMEE ingredient (bovine myoglobin) is designed to enhance the flavor and color of plant-based and cultivated meat products.

Notable achievement: Luyef was named one of Hello Tomorrow’s Deep Tech Pioneers. The startup aims to replace costly animal-derived components to scale cultivated meat production while reducing costs and improving sustainability.

Capital raised: USD $1.25 million in grants (2024). Approximately USD $1 million from CORFO and USD $250,000 from the Good Food Institute (GFI). 

Investors: CORFO (Chile’s Economic Development Agency), Good Food Institute, Sustainable Food Ventures, Big Idea Ventures, The Ganesha Lab.

Aquit — Biotechnology for Sustainable Aquaculture

What does it do? Aquit develops preventive treatments for fish infections that replace antibiotics, improve survival rates, and boost natural immunity. The startup is focused on scaling production and developing a bioinformatics and AI platform for new aquaculture products.

Notable achievement: In initial salmon trials, Aquit achieved a survival rate of 85% against Tenacibaculum (an emerging threat in Chile) and 50% against SRS (salmonid rickettsial septicemia), one of the hardest intracellular bacterial infections to combat. The startup won the sustainability award at the Global Aquaculture Challenge 2021.

Capital raised: USD $832,000 in a pre-seed round (March 2025).

Investors: Hatch Blue (lead), GRIDX, Ocean Impact Organisation, CORFO, strategic investors.

Gokei — Health Reimbursement Platform

What does it do? Gokei is a healthtech company reimagining healthcare in Latin America by simplifying the medical reimbursement system. It has developed a digital platform that lets patients easily manage healthcare expenses, attach photos of receipts and supporting documents, and submit claims to Isapre and/or supplementary insurance instantly, keeping all their documents in one place.

Notable achievement: Gokei has already reimbursed more than USD $2.5 million in healthcare expenses for thousands of patients in Chile. The startup plans to launch a “get care now, pay later” model in partnership with Examedi, allowing patients to access immediate medical care and pay in installments.

Capital raised: USD $200,000 in a seed round (September 2025).

Investors: Buenaonda and strategic angel investors.

Retail & Ecommerce

This category brings together startups reinventing retail and digital commerce through innovative uses of technology. These companies improve access to and management of physical products through digital platforms, artificial intelligence, automation, and logistics, creating more convenient, faster, and more sustainable shopping experiences for consumers.

Reite — Smart Autonomous Stores

What does it do? Reite turns refrigerators, cabinets, and retail locations into smart, autonomous points of sale using cameras and AI. Customers scan a QR code, open the store, take products, and the system automatically identifies and charges for the items, cutting shopping time from minutes to seconds.

Notable achievement: Reite was selected for the third cohort of the Discovery-A Program and has more than 120 mini-stores deployed across 7 regions of Chile, in mining sites, offices, gyms, clinics, condominiums, and universities. The startup won Start-Up Chile’s BUILD and IGNITE programs and is currently in the GROWTH cohort.

Capital raised: USD $700,000 in a seed round (July 2025) through the Discovery-A.

Investors: UC Anacleto Angelini Innovation Center, Invexor Venture Partners (through Discovery-A), Start-Up Chile.

Vestua — Secondhand Fashion Marketplace

What does it do? Vestua is a secondhand fashion marketplace offering clothing designs and patterns for men and women. It is an e-commerce platform for resale enthusiasts that is changing how Latin American customers give pre-owned items a second life through its robust logistics and technology platform, leveraging AI and automating product descriptions, images, and pricing.

Notable achievement: Vestua marked H&M’s first investment in Latin America. The startup operates in Chile and Mexico and has developed technology that allows it to scale its offering rapidly, working with several of the region’s largest retailers to expand their resale offerings. 

Capital raised: USD $2.1 million in a round led by H&M

Investors: H&M (lead), Manutara, among others.

Chile as a Regional Hub

According to Isra García, CEO of Startuplinks “From our perspective, Chile is reaffirming its role as a regional startup hub, with a robust pipeline evolving in step with global capital and deep innovation. The focus on SaaS, fintech, healthtech, and retail verticals, together with rigorous selection criteria such as those used by Cuantico VP, charts a clear path toward new success stories and transformative impact across the region.”