Takenos raises US$5 million in a round led by Variant and expands international payments in Peru

Argentine fintech Takenos is continuing to advance its regional strategy, beginning operations in Peru in November 2025 after closing an investment round of US$5 million. The company aims to establish itself as a major player in Latin America’s international payments ecosystem.

Regional expansion driven by strategic capital

Takenos, a digital wallet focused on cross-border payments, announced its entry into the Peruvian market after raising US$5 million in a round led by Variant and Lattice. With this expansion, the fintech adds Peru to its presence in Argentina, Bolivia, Paraguay, Chile, and Uruguay, strengthening its regional position.

The new capital will enable the company to accelerate its growth and strengthen its technology and operational infrastructure, in line with its goal of establishing itself as a comprehensive international finance solution in the region.

Focus on freelancers and remote workers

In Peru, Takenos primarily targets freelancers, remote workers, and people who earn income from abroad. This segment needs efficient tools to manage international payments, make global transactions, and save in different currencies.

The fintech reports that its user base is concentrated mainly among people aged 20 to 40, with a significant share in the 25 to 34 age group. In addition, the average transaction size is around US$400, reflecting recurring use of the platform for international transactions.

A growing market for international payments

The regional landscape presents a significant opportunity. According to data from the World Bank, Latin America will receive around US$156,000 million in remittances in 2025, while cross-border worker services amount to US$14,000 million annually.

In this context, Takenos aims to position itself as an alternative to traditional services by reducing costs and removing friction from international transfers, a key consideration for users who rely on global income.

Peru, a key market in its fintech strategy

The company also sees Peru as a favorable environment for growth, driven by the widespread adoption of digital wallets and a preference for transacting in local currency.

Looking ahead to 2026, Takenos plans to deepen its presence in the country by improving its app and steadily expanding its user base. The strategy focuses on offering simpler, faster, frictionless international transactions that meet the needs of an increasingly globalized economy.